FINANCING YOUR MINI. OUR MINI FINANCE PRODUCTS.

dam Image

MINI CONTRACT HIRE - CAREFREE DRIVING

Initial rental + monthly rentals

If you like the idea of hiring a new MINI rather than ultimately owning it, MINI Contract Hire could be the ideal solution for you. With this product you get all the thrills of driving a new MINI, minus the hassle of depreciation, or having to re-sell it.

 

MINI Contract Hire is a popular choice with our business customers because VAT registered businesses can reclaim up to 50% of the VAT on their rentals and up to 100% of the VAT on the maintenance charge.

 

IMPORTANT, MINI Contract Hire is only available to Business Customers. It is not available to individual consumers.

dam Image
dam Image

Features of Contract Hire:

Cost-Effectiveness and Predictability: Low initial outlay and fixed monthly rentals allow for accurate budgeting without unexpected servicing or repair costs, especially if a maintenance package is included.

 

No Depreciation Risk: The vehicle is returned at the end of the term, eliminating the risk of depreciation and the hassle of selling a used vehicle.

 

Flexibility and Modern Fleet: Agreements (typically 24-60 months) allow for regular fleet replacement, ensuring access to newer, safer, and more fuel-efficient technology, which enhances corporate image.

 

Financial and Tax Benefits: Vehicles are generally kept off the balance sheet, improving return on assets (ROA) and liquidity ratios. For VAT-registered businesses, Vat can often be reclaimed.

 

Reduced Admin: Packages can include maintenance contracts remove the hassle of managing vehicle servicing.

 

No Ownership: You are essentially renting, meaning you have no asset at the end of the term.

 

Strict Mileage Limits: Exceeding agreed mileage results in costly penalty charges.

 

Damage Charges: You are responsible for any repairs beyond "fair wear and tear" upon returning the vehicle.

 

Inflexible Early Termination: Breaking the contract early is difficult and expensive.

 

No Equity: You cannot sell the car to recoup any money, unlike.

Finance provided by BMW Financial Services.

 

BMW Financial Services (Ireland ) DAC trading as MINI Financial Services is regulated by the Central Bank of Ireland.

 

Finance provided subject to status. Offer available to Irish Residents only. Over 18s only. A guarantee may be required.