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MINI CAR INSURANCE.
FOR NEW AND USED MINIS.
When you truly love your MINI you want to protect it in the best way. MINI Car Insurance is an insurance policy designed for your new or used MINI to give you peace of mind and flexibility.
MINI Car Insurance is administered by Qover and underwritten by Wakam.
THE HEAD START YOUR MINI DESERVES. AT A GLANCE.
TREAT YOUR MINI RIGHT.
Guaranteed option of MINI Approved Bodyshop repairs in Ireland & use of Genuine MINI Original Equipment parts for all repairs.
FULL FLEXIBILITY.
Be secure with an insurance policy designed to give you peace of mind and enjoy the flexibility of managing your policy online. You can cancel or make changes any time without any additional fee.
FULLY CHARGED, TAILORED COVER.
Cover for your electrified MINI - pure electric - including battery cover and charging cables.
KEY BENEFITS.
● MINI Approved Repair Network: Repair and recovery process within the MINI approved network in Ireland
● MINI Original Equipment Parts: Use of Genuine MINI Original Equipment parts for all repairs
● MINI Glass Repairs: Using original MINI specified glass for repairs to the glass parts of the car
● Full NCB Protection (optional, not included per default): In case of a claim, your NCB will not be impacted
● Sole glass replacement or repair will not affect your No Claims Bonus
● Enjoy 30 days’ full policy cover in a 12-month period when you visit the EU
● Up to €800 cover for replacement vehicle keys and locks
● Cover for Personal Accident of the driver involving the car up to €30,000 per person and Medical Expenses related to a car accident up to €135 per person injured in the car
● Car contents and personal belongings cover up to €500
● New value compensation: In case of total loss of the car within 12 months of its first registration as new, we will compensate the value to buy exactly the same vehicle
● Charging Cables and Equipment: For electric and hybrid vehicles, we cover damage to the MINI original charging cables and equipment up to €500, including damages to wall box
● Driving Other Cars: The insured can drive other cars (subject to criteria), while maintaining the Third Party Liability coverage
KEY EXCLUSIONS.
● Maximum driver age 75 years old
● Minimum driver age of 25
● Have held a valid Irish or full EU licence for at least three years
● Irish residents only
● Have had no more than two at-fault claims in the past three years
● No driver’s aggravation factors / convictions history in the last 60 months:
o Conviction for driving under the influence of alcohol or drugs
o License suspension / Revocation
o Blood alcohol level / Narcotics
● Standard excess of €250 for material damages
FULLY CHARGED, TAILORED COVER FOR YOUR ELECTRIC MINI.
With cover for your electrified MINI, MINI Car Insurance is not just any insurance policy but an investment in maintaining your MINI beyond the drive.
BATTERY COVER.
Your battery is covered against accidental damage, fire and theft – even if you’re leasing it.*
CHARGING CABLES & BOX.
Your MINI charging cables and wall boxes are covered for accidental damage, fire and theft.*
* Terms, conditions and exclusions apply.
It’s not just any insurance policy but an investment in maintaining your MINI beyond the drive. MINI Car Insurance guarantees to use a MINI Approved Bodyshop should you wish, keeping your MINI, a MINI. All repairs completed by a MINI Approved Bodyshop will be carried out using Genuine MINI Parts.
ALWAYS CHOOSE A MINI APPROVED BODYSHOP.
Did you know, you always have the legal right to choose where your car is repaired following an insurance claim?
With MINI Car Insurance, you have a Guaranteed option of using a MINI Approved Bodyshop for a repair in Ireland and your BMW deserves the best.
From a small scuff to a bigger issue, at our MINI Approved Bodyshops you can trust your car will receive the care it deserves from only expertly trained MINI Technicians, using only Genuine MINI Parts. This means your MINI maintains its original Euro NCAP safety rating.
We make use of the latest Approved MINI technology and techniques to best repair and maintain your car. All work is covered by a guarantee, with bigger repairs benefiting from a Lifetime Workmanship Guarantee. It’s expert care for your MINI, and peace of mind for you.
TERMS AND CONDITIONS.
Please read the policy wording for full terms, conditions, exclusions and excesses.
MINI Car Insurance is administered by Qover.
Qover is authorised/licensed or registered by the Financial Services and Markets Authority of Belgium under the code 0650.939.878 in Belgium and is regulated by the Central Bank of Ireland for conduct of business rules. Qover is an untied insurance agent with registered address Rue du Commerce 31, 1000 Brussels, and is authorised to distribute insurance products in Ireland on a Freedom of Services basis and therefore does not have any local branch/office in Ireland. Qover is subject to the Central Bank's Consumer Protection Code, Minimum Competency Code and Fitness and Probity Standards which can be found on the Central Bank's website www.centralbank.ie.
MINI Car Insurance is insured by Wakam.
Wakam is a French limited company registered with the Paris Trade and Companies Register (Registre du Commerce et des Sociétés) under number 562 117 085, VAT FR59562117085, authorised and regulated as an insurance undertaking by the Autorité de Contrôle Prudentiel et de Résolution. Wakam is licensed to carry on insurance business in Ireland under the freedom to provide services and is regulated by the Central Bank for conduct of business rules and is subject to the Central Bank's Consumer Protection Code, which can be found on the Central Bank’s website www.centralbank.ie.
BMW Financial Services (Ireland) DAC, trading as MINI Financial Services is regulated by the Central Bank of Ireland.
In the case of this program, BMW Financial Services (Ireland) will not undertake any intermediation or regulated activity with regards to insurance distribution. BMW Financial Services (Ireland) DAC and Qover are not part of the same corporate group.