Cosmetic Repair Insurance

MINI Cosmetic Repair Insurance.


When you truly love your MINI, you want to protect it in the best way. That’s why we created MINI Protect, our comprehensive range of insurance products designed to help maintain that sense of adventure, whilst protecting you from damage costs.


Within this suite of MINI Protect products is MINI Cosmetic Repair Insurance, developed to protect the beauty and finish of your vehicle, covering the costs for repairing minor cosmetic damages so your MINI leaves a lasting impression.

At a glance.

•    Cover available for 2 or 3 years


•    Available for new and Approved Used MINIs up to 7 years old at the start of the policy


•   Repairs can be carried out at your local MINI Retailer or by our mobile repairer network


•   5 year guarantee on cosmetic repairs carried out under this insurance


•   You have up to 60 days to purchase your policy after you have collected your MINI. The cover will start after policy purchase

Terms, conditions and exclusions apply. This website only provides a summary of the cover provided by MINI Cosmetic Repair Insurance and does not include the full terms, conditions and limits of cover. Please refer to the policy document below.

Making a claim.

In the unfortunate event that you need to make a claim, MINI Protect Services are available to assist you. If you purchased your policy before 1 April 2018, please call 1890 825 204 . If you purchased your policy on or after 1 April 2018, please refer to the policy document below for full details of how to make a claim.

Get a quote.

To find out more about MINI Cosmetic Repair Insurance, give your participating local MINI Retailer a call.

If you need further help, you can call MINI Protect Services on 1890 945 885. MINI Protect Services lines are open Monday to Friday 9am-5pm.

MINI Cosmetic Repair Insurance is underwritten and administered by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland, which is authorised by Direccion General de Seguros y Fondos de Pensiones del Ministerio de Economia y Hacienda in Spain and is regulated by the Central Bank of Ireland for conduct of business rules. BMW Financial Services (Ireland) DAC, trading as MINI Financial Services is regulated by the Central Bank of Ireland.

BMW Financial Services (Ireland) DAC receives commission from MAPFRE ASSISTANCE Agency Ireland at a rate of up to 7% for each BMW Group Insurance Product policy sold by a BMW Retailer. This amount is included in the premium with sales commission received by the MINI Retailer for arranging the sale of the insurance product to you.