If your MINI was written off, for example, due to a third party, a fire or theft, you would probably end up being out of pocket. Your insurer is unlikely to give you back the price you paid for your MINI.

Also, if you bought your car using finance, your insurance pay out may not be enough to cover the balance you owe your finance company. MINI Shortfall offers you protection against losing out in these tricky situations.

MINI Shortfall pays the difference, up to the level of cover you choose, between;

or

Motor insurers will generally pay you the market value of your car at the time it is written off. With MINI Shortfall you are covered for any change in value, no matter how old you car is, up to the level of cover you choose.

To find out more about MINI Shortfall, click on the appropriate link.

Alternatively contact your local MINI dealer or call MINI Protect Services on 1890 825 204. You can retrieve your quote by clicking on the appropriate link.

MINI Protect Services lines are open Monday to Friday 9am-6pm.

This website only provides a guide to the cover provided by MINI Shortfall and does not include the full terms and conditions which can be found in the policy document. The policy document is available online at www.miniprotect.ie or by calling MINI Protect Services on 1890 825 204. Calls may be recorded for security and training purposes.